Put in place a commercial loan facility/agreement with security (mortgage or PPSR registration).

Get your finances in order Commercial loan agreement with security We will help you lend with confidence and take effective security over the borrower’s assets. When you are deploying capital as a commercial lender, the strength of your security position determines what you can recover if things go wrong. A poorly drafted loan agreement or […]
Solution Brief: ‘Terms of Supply’ and the PPSA regime

Do you provide credit to your customers? If so, you need to understand the full implications of the Personal Property Securities Act. If you do not, you risk losing title to your goods. Hopefully you have written ‘Terms of Supply’ with your customers. Hopefully you also have a well drafted ‘retention of title’ clause in […]
Solution Brief: ‘Hybrid Securities’

‘Hybrid securities’ are a broad group of securities that combine elements of both ‘debt’ and ‘equity’. They provide both businesses and investors with the ability to more accurately satisfy their funding and investment needs Hybrid securities have the characteristics of both “debt” and “equity”. They allow the creation of financial instruments offering investors varying degrees […]
Six ‘danger zones’ where an accountant should involve a lawyer

Our business clients are facing increasing complexity and higher risks in almost every area of their business life. Navigating these waters requires a team of professionals who work well together, and serve the client’s bests interest as a cohesive group. At the very least, every business owner needs a lawyer (of course!), an accountant, a […]