Recover a debt you are owed

Recover a debt you are owed You already did the work, so the invoice is just the part where you get paid. The invoice is well past due, the follow-ups have stopped being answered, and you are deciding whether chasing it is worth the trouble. Usually it is, because most debts are paid once the […]

Negotiate and settle a commercial or property dispute

Negotiate and settle a commercial or property dispute Most commercial disputes end in an agreement, so the question is when and on what terms. The dispute is taking more of your week than the matter is worth, and it is not obviously getting closer to an end. Almost all commercial and property disputes finish in […]

Enforce your security and recover the asset

Enforce your security and recover the asset Your security is only worth the process you follow when you enforce it. The borrower has stopped paying and your money is tied up in an asset you cannot simply take. Enforcement is a sequence: confirm the security is properly registered, serve the notices the law requires, then […]

Claim compensation for faulty goods or services

Claim compensation for faulty goods or services The guarantee came with the purchase, whether the supplier mentions it or not. The thing you bought does not work, and the supplier has offered a repair you did not ask for, or nothing at all. Consumer guarantees apply automatically to most purchases and cannot be contracted out […]

Bring a claim and enforce your rights

Bring a claim and enforce your rights Being right, being able to prove it, and it being worth pursuing are three different things. Before anything else you need an honest answer to a question nobody has given you: is this claim worth running? That means what you can prove rather than what you know, what […]

Corporate insolvency: your options and your exposure

Corporate insolvency: your options and your exposure We tell you whether the company is insolvent, what that means for you personally, and which options are still open. Your company is a separate legal person right up until the point it cannot pay its debts. After that, the decisions you make as a director start attaching […]

File for personal bankruptcy

File for personal bankruptcy We tell you what you would keep, what you would lose, and whether there is a better option than bankruptcy. Most people considering bankruptcy have already spent a year or two not considering it. The decision feels like a verdict on who you are, which is why it so often gets […]

Defend an unfair preference claim

Defend an unfair preference claim We assess the liquidator’s claim, run the defences that apply to your facts, and in most cases resolve it well below the demand. You were paid for goods you supplied. A year later somebody writes and says you have to give the money back. Preference demands land on businesses that […]

Collect your debts from an insolvent debtor

Collect your debts from an insolvent debtor We tell you what is realistically recoverable and which lever gets you there, before you spend money finding out. Once a debtor genuinely cannot pay, ordinary recovery stops working. Garnishees and writs are built for a debtor who has money and will not part with it, not for […]

Bankrupt a debtor who will not pay

Bankrupt a debtor who will not pay We take you from a bankruptcy notice to a sequestration order, and put a trustee in charge of the debtor’s estate. Bankrupting somebody is a serious thing to do, and it is worth saying that the point of it is not punishment. It is that a trustee in […]